P2P loans analysis

Loans869
Period2015-2026
Unpaid % from total investments EUR17.09

Loan amount and loan duration was gradually rising until 2020 and topped around 7000 EUR and 60 months. While interest rate constantly decreasing over time.

Interactive loans trend chart ↗
Interactive correlation matrix ↗

Savy rating itself is a good indicator to avoid default loans, but it is not dependent on higher return.

Correlation with target variable ↗